My Experience Using a Local Account on Windows PC: It Didn’t Last Long

When configuring my new Windows PC, I opted for a local account to prioritize privacy, thinking that it would eliminate Microsoft’s account tracking and grant me complete control over my device. However, as I began using the PC, I encountered several limitations that highlighted the stark differences between a local and Microsoft account.

Features that I had taken for granted—such as Copilot, cloud backups, and automatic settings synchronization—vanished. Even utilizing my preferred Microsoft applications became unnecessarily complex. The initial sense of liberation soon transitioned into a series of frustrations, ultimately convincing me to switch back to a Microsoft account for a more consistent experience.

Restricted Access to Microsoft Apps and AI Features

One immediate consequence of using a local account is the reduced functionality of the Microsoft Store. Without a signed-in Microsoft account, the one-click download option for apps and games becomes inaccessible.

Many apps—especially those with age restrictions or regional limitations—require a Microsoft account for age or location verification. Moreover, purchasing premium apps necessitates signing in, a requirement justified by payment and licensing protocols.

Additionally, if you rely on built-in Microsoft applications such as Phone Link, Clipchamp, or the Office suite, you’ll need to use a Microsoft account. Most AI-driven features in Windows 11 also require this account, making it impractical for users who depend on these capabilities daily.

Inability to Sync Data Across Devices and Use Passkeys

No More Seamless Setup and Easy Logins

Windows backup settings on Local account — Screenshot by Pankil Shah — No attribution required

Another significant drawback of a local account is the loss of seamless synchronization, a feature that simplifies using multiple Windows devices. With a Microsoft account, your settings, themes, passwords, and language preferences follow you across devices, maintaining a familiar environment with minimal effort.

On the other hand, using a local account means that all your data is confined to that specific machine. Transitioning to another device or reinstalling Windows becomes a cumbersome task, as you must manually transfer settings, reinstall applications, and rearrange your workflow.

Moreover, features like passkeys—which streamline secure logins for various websites and applications—are linked to Microsoft accounts. Without this account, you must remember and input passwords for each service, increasing login friction and hindering efficiency.

Loss of Find My Device and Windows Backup Features

Without Safety Nets, Concerns Arise

Find my device on Windows Local account — Screenshot by Pankil Shah — No attribution required

Embracing a local account also means relinquishing access to critical safety features within Windows. For instance, both Find My Device and Windows Backup rely on a Microsoft account to operate effectively, leaving you vulnerable when using a local account.

Find My Device is an often-overlooked feature that becomes invaluable if your laptop goes missing. It allows you to track its location, remotely lock it, or erase the data to prevent unauthorized access. Unfortunately, these options are unavailable without a Microsoft account.

Likewise, Windows Backup provides essential protection for your files and settings. If a device goes missing, having a backup ensures your data remains accessible—but this security can only be utilized if you’ve previously set it up with your Microsoft account.

Limited Account Recovery Options

Password Recovery Becomes a Challenge

Windows 10 Login screen showing the power options — Screenshot by Tashreef Shareef — No attribution required

Using a Microsoft account means that forgetting your login PIN or password is often a manageable issue. You can quickly reset it through your Microsoft account or receive verification codes via phone or email.

Conversely, a local account places the full burden on you for password recovery. If you forget your credentials, you must rely on the security questions you established during account setup. Failing to recall those answers can lead to an almost impossible recovery scenario.

While such situations may be infrequent, having a local account poses significant risks if your computer contains unbacked-up important files. Losing access might result in the permanent loss of personal documents or work-related files.

Switching to a local account on Windows may initially seem appealing due to enhanced privacy, less tracking, and perceived control. However, this option might not be practical for everyone. A more balanced approach could involve using a Microsoft account while adjusting privacy settings to meet individual preferences, ensuring both convenience and control.

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My Experience Using a Local Account on Windows PC: It Didn’t Last Long

Restricted Access to Microsoft Apps and AI Features