Apple Pay has established a massive user base, with hundreds of millions of individuals utilizing it across iPhone, Apple Watch, iPad, and Mac in 78 different markets. It’s now a prominent payment option on millions of websites and applications, as well as in tens of millions of retail locations globally, supported by over 11,000 banking and networking partners. In celebration of its 10th anniversary, Apple has unveiled several exciting announcements.
The recent iOS 18 update introduces new financing solutions for eligible Apple Pay users, offering installment loans through partners like Affirm in the U.S. and Monzo Flex in the U.K. Starting today, Apple Pay users can also opt for Klarna’s flexible payment solutions in both the U.S. and U.K. These financing alternatives will be accessible during the checkout phase, applicable to online purchases as well as in-app transactions using Apple Pay on iPhone and iPad.
Looking ahead, eligible users will soon have more installment payment choices from selected credit or debit cards when making online purchases via Apple Pay. This functionality will roll out in various countries, including:
- United States with Citi, Synchrony, and other qualifying Apple Pay issuers linked to Fiserv
- Australia via ANZ
- Singapore through DBS
- Spain with CaixaBank
- United Kingdom with HSBC, NewDay, and Zilch
- In Canada, users will soon access Klarna’s flexible payment options upon checkout using Apple Pay on both iPhone and iPad.
The introduction of iOS 18 also brings exciting benefits for Apple Pay users in the U.S., allowing them to earn rewards using eligible Discover credit cards while checking out online or within applications on iPhone and iPad. Future plans include the ability to redeem rewards with Apple Pay for purchases made through Synchrony and eligible Apple Pay issuers utilizing Fiserv and FIS, as well as in Singapore with DBS. Apple aims to broaden its support for additional credit card providers in the future.
Beyond Apple’s own devices, users can now take advantage of Apple Pay on various third-party web browsers and computers. During the checkout process, customers can effortlessly scan a code with their iPhone or iPad to securely finalize their payment. By 2025, users in the U.S. will also be able to check their PayPal balance when using their PayPal debit card integrated with Apple Wallet.
The ongoing growth of services and partnerships is set to provide Apple Pay users with even more seamless and rewarding experiences in the years ahead.
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