10 Open World Video Games Where Currency Plays a Crucial Role

In modern gaming, virtual currency often feels like an add-on, hastily integrated into games that lack depth in their economy systems. However, some titles stand out by featuring meticulously crafted economic frameworks where thoughtful decision-making and investments genuinely influence gameplay. This is a refreshing departure from many contemporary offerings that prioritize monetization over gameplay experience.

While traditional top-down strategy games often confine players to a singular perspective, open-world games allow for a more dynamic experience. Players are not restricted to a static viewpoint, enabling them to engage with the economic systems in a truly immersive way.

Titles like Mount & Blade: Bannerlord have redefined the perception of currency in open-world gaming. Its advanced economic mechanisms add a layer of richness to the sandbox style, contrasting sharply with other games that tend to inflate microtransaction costs through superficial cosmetic items and trivial progression systems.

The following open-world games excel at integrating economics into their designs, offering players freedom and immersion without compromising the gameplay experience. Every coin earned translates into a sense of real achievement, making these games memorable:

10 Dying Light

Scavenger Economy

Dying Light two players fighting a huge zombie

Developed by Techland, Dying Light is a standout entry in the zombie survival genre, set in an expansive open-world environment. Resource management is vital here, but it’s the way the game handles its economic system that sets it apart. In a world overrun by zombies, money plays a crucial role.

Upon diving into the game, I initially expected standard survival mechanics, but my first encounter with zombies made it evident that having access to funds for reliable tools can transform a harrowing night into a manageable challenge. Without the right equipment, nighttime escapades can quickly become an exercise in frustration.

Looting for blueprints and crafting materials is essential, yet the allure of exclusive weapons like the Elegant Scythe can give players an undeniable edge. In the late-game phase, having sufficient cash can dictate your survival chances, making currency feel vital rather than merely decorative.

9 Red Dead Redemption 2

Blood Economy

Red Dead Redemption 2 initially appears to center around bullets and weaponry, but upon further exploration, it becomes evident that money deeply influences narrative outcomes and character interactions. The game provides opportunities to alter storylines significantly based on financial decisions.

From acquiring weapons and ammunition to maintaining your horse and firearms, every financial decision enhances gameplay. Missions like the storyline involving Thomas Downes present a chance for greater narrative satisfaction if players can afford to alleviate his debts. Ultimately, money acts as a double-edged sword, fueling both gameplay and the plot.

8 Outward

Survival Economy

In Outward, developed by Nine Dot Studios, players navigate a challenging fantasy world where the management of in-game currency, silver, is paramount. Earning silver isn’t straightforward, especially in the early game, where locations like Cabal Wind Temple provide vital opportunities for resource gathering.

Resource scarcity means that players must balance procuring food, gear, and potions with exploiting the varying market prices across towns. Each viable path requires silver, whether for purchasing a home or fast traveling across the map.Success hinges on exploration and resourcefulness, or risk facing dire consequences like starvation or exposure.

7 Kingdom Come: Deliverance 2

Medieval Economy

Henry fighting a soldier in Kingdom Come Deliverance 2

Kingdom Come: Deliverance 2 transports players to 15th-century Bohemia, where coinage has a functional role in influencing dialogues and actions. The connection between currency and gameplay is palpable—from haggling with merchants to maintaining your armor and weaponry, every aspect involves financial considerations.

Players must constantly earn because factors like armor repair and acquiring mounts require ongoing funds. This dynamic results in a gameplay loop that encourages players to engage in combat, trading, and resource gathering to ensure their circumstances don’t deteriorate over time.

6 Days Gone

Camp-Based Economy

In the post-apocalyptic world of Days Gone, created by Sony, the camp-based economy functions as a microcosm of a society grappling with its collapse. Players must perform tasks for various camps to obtain vital resources, illustrating how economy dynamics impact survival.

Ammo remains a critical resource, with players needing to judiciously manage their supplies when facing hordes. Each camp operates under its unique currency, emphasizing the importance of relationships: favors for camps translate directly into the ability to purchase better equipment and bike upgrades. This structure encourages exploration, allowing players to become well-prepared before confronting dangerous foes.

5 Mad Max

Scrap Economy

Set in a harsh post-apocalyptic wasteland, Mad Max immerses players in a world where survival hinges on collecting scraps. As players traverse the desolate land, the significance of scrap becomes evident for every upgrade and survival strategy in the game.

From enhancing strongholds to upgrading Max’s gear, players rely on scraps to succeed. Notably, auto upgrades are essential; players must navigate the terrain, gathering resources to fortify their vehicles, which are crucial for domination in this chaotic environment.

4 GTA Online

Inflation Economy

GTA Online continues to be characterized by players facing frequent disruptions from griefers. The underlying solution often involves investing in superior gear, which inevitably requires capital.

The game monetizes to heighten enjoyment with better vehicles and weaponry leading to lucrative in-game heists, yet the economy’s inflated prices present challenges. Players must delve into business operations, like managing arcades or nightclubs, to establish a steady flow of income to navigate this competitive environment. Although the game economy can feel flawed, there are countless opportunities for savvy players to outmaneuver it through strategic planning and gameplay.

3 S. T.A. L.K. E.R. Anomaly

Zone Economy

Within the perilous confines of the Chernobyl Exclusion Zone, S. T.A. L.K. E.R. Anomaly offers a gripping survival experience with a well-thought-out economy. This standalone mod embodies the essence of survival gaming, forcing players to adapt and think strategically.

As I navigated the desolate landscape, I found the quest for rubles challenging, heightening the stakes with every encounter. Looting became paramount; objects often seen as trivial held unexpected importance. Yes, high-condition weapons cost rupees at traders, but without clever scavenging, survival remains elusive. Even basic necessities like medicine can be prohibitively expensive. Players must gather every possible resource, including cigarettes found in the world, underscoring a resource-driven survival ethos.

2 Pathologic 2

Starvation Economy

Best Games Like Little Nightmares Pathologic 2 Characters and Cages

Pathologic 2 offers a deeply unsettling narrative set in a plague-ridden town where inflation and scarcity create an oppressive atmosphere. Trading becomes a matter of life and death, with players often forced to make difficult exchanges, such as sacrificing valuable items for meager provisions.

The economy is characterized by a cycle of desperation, where bartering with townsfolk becomes essential. Each transaction—whether scavenging in dumpsters or bargaining for supplies—reinforces the overarching theme of survival. With each mistake, the specter of doom looms closer.

1 Mount & Blade: Bannerlord 2

War Economy

In Mount & Blade: Bannerlord 2, managing a burgeoning empire in its sandbox environment proves to be a challenge, as players frequently confront the risk of economic collapse. The game intricately ties wealth to power, requiring players to fund their armies, purchase supplies, and maintain control over their realm.

To thrive, players need to strategically finance their military endeavors, secure provisions, and maintain their soldiers, all of which hinge on economic stability derived from trade and investment. As players dive deeper into the mechanics, they quickly realize the pivotal nature of a robust economy in sustaining their kingdom and advancing towards dominance.

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